Initiatives

When developing our projects, we don’t just plan for affordable housing, we plan for affordable living. True affordability includes all basic needs — food, utilities, transportation, healthcare, and employment. Our projects are designed to make these essential components accessible through location, amenities, education, and service enrichment. We use development concepts that lower construction costs, enable long-term affordability, and enhance community sustainability.

Beyond Housing Program

Access to resources and education is vital to securing permanently affordable living. Our Beyond Housing Program, operating at all our rental housing projects, guides tenants along the path to homeownership through supportive services. Providing onsite case management, we refer tenants to social services and develop their life skills in areas such as financial literacy and planning, entrepreneurship, and small business management.


Our tenant, Christiane, built up her business, Silk & Cotton, in the Beyond Housing Program.

Beyond Housing Program

Beyond Housing Program ✦

Ho’omaluhia Community Land Trust (HCLT)

The HCLT allows PAL to sell only the house and keep the land under it. The homeowner enters a 99-year renewable land lease with resale restrictions that keep the home affordable for future buyers. This creates a more affordable leasehold homeownership option, keeps housing units in the affordability stock, and ensures the donations invested in building the homes make an impact for generations.


Kauhale O Namahana will include HCLT homes.

Community Land Trust

Community Land Trust ✦

The PAL Construction Company

PAL Construction allows us to schedule construction with an elevated level of predictability and control costs to build affordability. PAL Construction employees are engaged in our mission and dedicated to building affordable housing for the community. Our crew, familiar with our designs and building methods, can construct units efficiently using innovative, cost-effective techniques.

PAL Construction

PAL Construction ✦

Kauaʻi Affordable Housing Alliance (KAHA)

PAL founded KAHA to allow affordable housing developers on Kauaʻi to coordinate resources and explore collaborations with a more extensive scope and impact. PAL is also spearheading the initiative to start a revolving fund to solve the affordable housing crisis on Kauaʻi. This fund will provide easily accessible, risk-tolerant loans with low interest rates that will allow affordable housing developers to build quickly. Learn more about KAHA >

Kauaʻi Affordable Housing Alliance

Kauaʻi Affordable Housing Alliance ✦